Ted's Blog

A co-worker and I switched natural gas suppliers at the same time when we got the really good deal from Georgia Natural Gas that I wrote about in October. He told me about a program that GNG has where they will donate $25 to the school of your choice plus $5 per month that you remain a customer. I think he had gotten a card about the program in the mail, but I was able to go to the site and sign up on my own since it doesn’t cost me anything and a school would benefit. I chose my local elementary school.

The program is called True Blue Schools

A week or so later they sent me an e-mail saying thank you for participating and congratulating my local school for getting a total of $0, with $0 earned to date. I think I must have missed the deadline for that quarter’s distribution because they were thanking me for nothing.

While I was doing research on my car, I found out about a type of car polish called Zaino. It sounded interesting and is enormously complicated, which makes it even more appealing. I thought about ordering the starter kit (it’s kind of expensive) back when I wrote about car clay, but decided not to since we aren’t allowed to wash our cars and that’s a big part of the process. Then time went by and I felt like I really needed to put some kind of protection on the car so the finish doesn’t go bad like it eventually did on the Honda. I’ve paid to get the car washed a couple of times, but getting it waxed properly is really expensive and doesn’t last anyway.

Continue reading “Zaino”

I have been with Scottrade for almost six years. They are no frills, but they are cheap, charging only $7 for any kind of trade that I would make. Generally I don’t trade that much, keeping just a handful of stocks, maybe buying something when it seems like a good company is down. Then I follow my 20% rule where I sell when I make a 20% gain, or buy more of a stock when a stock I own goes down by 20%. In 2005 and in 2007 I made only one trade the entire year. I felt bad that Scottrade was making no money off of me, but one of their selling points is they don’t have fees for inactive trading. Other years were busier. In 2006 I made 4 trades, in 2004 9 trades, and 2003 was a big year with 11 trades. But 2008 was crazy. I made 45 trades as it seemed like there were a lot of good companies with low stock prices and I was able to buy and sell as stock prices went on roller coaster rides. Goldman Sachs was one of those: I bought it for $62 on Nov. 13, entered a limit order for my 20% gain price of $75.94 which it hit less than 2 weeks later. I then entered a buy order for the same old price of $62, which it hit Dec. 2. On Dec. 8 it triggered a sell for another 20% gain. That was 4 trades. Things haven’t been moving as much lately so maybe 2009 will be another slow year. I certainly won’t feel sorry for Scottrade after giving them $7 so many times in 2008.