Can't tell you more than I told you already?
This is a review I wrote on Amazon:
I heard some of Michael Hewett’s music on NPR’s Hearts of Space one night. So I did some research and wound up buying the CD. Much of the disc is very pleasant new age type acoustic guitar picking with kind of a southwest flair.
I was talking with a guy at work who had just refinanced after buying a house a year ago. The rate he got was only 1% less than his previous but the lender paid all the closing costs. I said I was happy with my 6% rate, but he pointed out that it costs nothing to save $100 a month. Would you turn someone down who wanted to give you $100 a month.
So I’m refinancing. It will cost me nothing and my payment would be less. My broker even said that if I was worried about stretching the payoff date out 15 years again that I could just pay the 13-year amount every month and still be paying less than now and pay it off the same month in 2016.
Saw an interesting thing Friday as I was leaving work. I walked from my office to the state office buildings (twin towers, aka Sloppy Floyd Building) which takes me right through the smokers’ hangout. I see a couple of people (white but leathery tan) and they’re opening up the smoker station ashtrays mounted to the columns of the walkway. The woman looked up at me and looked kind of guilty so I wondered if they were up to something but it looked like they were just looking for cigarette butts. Once I was in the building I asked the security guard if they were getting cigarette butts. He said Yes, they do it every day.
Wow.
I was reading some information from a CBS Marketwatch columnist named Paul Merriman. He writes about mutual funds and generally likes Fidelity and Vanguard funds and so do I. His advice is usually good without getting too technical. Anyway he recommended to one writer that they try a simple market-timing technique if they’re tired of being beaten over the head with bad returns but don’t want to miss out on bull markets either. I’ve always thought timing was crazy and that it couldn’t be done. But it started to make sense . . .
In an effort to ingest more vegetables but not actually have to eat them, I bought a Juiceman (you may remember the infomercial with the crazy orange man with wild white eyebrows touting the benefits of juicing and calling both himself and his product “Juiceman”).
It’s pretty neat as far as tools go. Chews through carrots like they were nothing. And carrot juice doesn’t taste bad, it’s actually kind of sweet. I tried mixing some carrots and tomatoes. Tastes like carrot juice. Bad thing about carrot juice: it stains instantly and permanently anything it touches (including the Juiceman man). Why not just make the entire machine orange?
I’ll post updates on whether I will get my money’s worth ($100) from this thing. So far it has involved 3 very expensive glasses of carrot juice (one with tomato).