I had ordered my free credit reports before, but I had never actually gotten to see my credit score. I’ve never worried about it because I figured it was probably pretty good. I know people with bad credit worry a lot about their scores and things they can do to bring up the score a few points in order to qualify for a better loan or whatever.<\/p>\n
Yesterday I got a notice from my mortgage company, Countrywide, that there had been a security breach of their customer info. They were advising me to take precautions, monitor for unusual activity, etc. They also said they would give me a credit monitoring service for two years for free. At first I thought it was a scam, but this wasn’t just a month trial, it was two years. So I figured I would try it out.<\/p>\n
The program is called Triple Advantage Credit Monitoring, offered by consumerinfo.com, a subsidiary of Experian. The “triple” advantage I think is that it monitors all three credit reporting agencies.<\/p>\n
Once I finished signing up, it generated a report and showed me all of this information they know about my borrowing (and things they have wrong). But it also gave me a credit score. Experian does theirs on an 830-point scale and I got 805. They said this put me in the 99.7 percentile. That’s a pretty good place to be.<\/p>\n","protected":false},"excerpt":{"rendered":"
I had ordered my free credit reports before, but I had never actually gotten to see my credit score. I’ve never worried about it because I figured it was probably pretty good. I know people with bad credit worry a lot about their scores and things they can do to bring up the score a … Continue reading “Credit Score”<\/span><\/a><\/p>\n","protected":false},"author":15,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-392","post","type-post","status-publish","format-standard","hentry","category-finance"],"_links":{"self":[{"href":"https:\/\/www.fiveforks.com\/ted\/wp-json\/wp\/v2\/posts\/392","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fiveforks.com\/ted\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fiveforks.com\/ted\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fiveforks.com\/ted\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fiveforks.com\/ted\/wp-json\/wp\/v2\/comments?post=392"}],"version-history":[{"count":1,"href":"https:\/\/www.fiveforks.com\/ted\/wp-json\/wp\/v2\/posts\/392\/revisions"}],"predecessor-version":[{"id":779,"href":"https:\/\/www.fiveforks.com\/ted\/wp-json\/wp\/v2\/posts\/392\/revisions\/779"}],"wp:attachment":[{"href":"https:\/\/www.fiveforks.com\/ted\/wp-json\/wp\/v2\/media?parent=392"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fiveforks.com\/ted\/wp-json\/wp\/v2\/categories?post=392"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fiveforks.com\/ted\/wp-json\/wp\/v2\/tags?post=392"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}